Effective Date September 29, 2017

Privacy Policy

FUTURITY FIRST Insurance Group, Inc. ("FUTURITY FIRST") strongly believes in protecting the confidentiality and security of information we collect about individuals. Except as described in this Privacy Policy, FUTURITY FIRST will not release any information about you without your permission, unless permitted or required by law. This Privacy Policy applies to all of our websites, including any websites owned, operated or sponsored by any of our subsidiaries or affiliates, including, but not limited to, Futurity First Insurance Group, Inc. ("FFIG").

Changes and Revisions:

FUTURITY FIRST reserves the right to amend this Privacy Policy from time to time. In addition, we may add to, or supersede, certain provisions of the following terms and conditions with other provisions located in other parts of all of our websites. You should review this Privacy Policy regularly as it may change at any time at our sole discretion. If any change to this Privacy Policy is unacceptable to you, your only recourse is to terminate your use of the website.

Scope of Privacy Policy:

This Privacy Policy only addresses the use and disclosure by FUTURITY FIRST of information FUTURITY FIRST collects from you. However, this website may contain links to other sites, and we may engage third party suppliers or service providers (including, but not limited to, insurance and financial services companies), each of which may adhere to their own privacy customs and policies. Please review the online privacy statements of any other Internet sites you may visit. These links also do not imply an affiliation between FUTURITY FIRST and the site owner, or any endorsement, approval or verification of any content contained on other web sites. FUTURITY FIRST accepts no responsibility or liability for privacy or other issues related to the collection or use of your information by such other sites or third parties.

This Privacy Policy does not supersede the terms contained in Legal Notices that govern your use of this website. Any conflict between the two shall be determined in favor of the terms contained in Legal Notices.

Your Personal Information:

To enable us to continually improve on the content we offer our users, as well as for systems administration purposes, FUTURITY FIRST may collect certain information about you, including your current Internet address (this is usually a temporary address assigned by your Internet service provider when you log in), the type of operating system you are using, and the type of browser software used. In addition, we may keep track of what portions of the website you are visiting. When and if collected, we will aggregate this information to help us create a better experience for users of our website. For example: we may upgrade those parts of the website that are heavily visited or optimize the website to work more efficiently with certain operating systems. This is all done without our knowing your name or other personal identifying information. When you visit the FUTURITY FIRST website you are anonymous, unless you chose to identify yourself to us.

You are not required to provide us with personal information to use our website, unless expressly stated. For example, certain features may require you to submit some personal information in order for those features to function as designed. Such information might include, but is not limited to, name, address, E-mail address, and phone number. Certain parts of our website may require you to provide identifying information and use individual passwords in order to access personal information.

If you do choose to provide us with personal information, you can be assured that such information is kept in secured databases. FUTURITY FIRST treats this information as confidential. FUTURITY FIRST will use the information you provide solely to satisfy your requests for information regarding FUTURITY FIRST. We do not sell, rent, or exchange any of the personal information collected on our website.

Cookies and Web Beacons:

A cookie is a small piece of information that a website sends to your computer, which is stored in a file on your hard drive. The next time you visit our website, we may use the information stored in your cookie file to facilitate your use of our website. For example, we may use your cookie file to store a password so that you do not have to input it every time you move to a different section of a password protected portion of our website. A cookie does not tell us your individual identity unless you have chosen to provide it to us. Most cookies expire after a defined period of time, or you can delete your cookie file at any time you choose. In addition, you can set your browser to notify you when you receive a cookie so that you can decide whether to accept or reject it.

A web beacon (or web bug) is a tiny graphical image that is placed on web pages. Somewhat like a cookie, a web beacon can tell us information such as what kind of browser is being used and what time of day this page was accessed, or other information such as your IP address. Some technologies will notify you of the presence of web beacons, but browsers typically do not.

Encryption:

FUTURITY FIRST uses no encryption (data scrambling) on certain portions of our website, and up to 128-bit encryption on other portions. When you are on any website that asks you for confidential information (your social security number or a bank or credit card account number, for example), you should check to see if the information being transmitted is encrypted in order to increase the security of your information. If you need to send confidential information and are concerned about the security of a website, then you should consider sending it by phone or by regular mail instead.

Minors:

FUTURITY FIRST makes no active effort to collect personal information from children under the age of 18. Children who do wish to submit information to FUTURITY FIRST should have permission from their parent or legal guardian.

Additional Rights:

Applicable laws may give you additional rights that are not described in this online privacy policy.

What Types of Internet-Related Information am I also Sharing with You?

Do Not Track: Do Not Track (DNT) is a preference that users can set in web browsers to inform websites that they do not want to be tracked. We do not currently respond to DNT signals.