Ralph is licensed in the state of California, and he has been providing his clients with education and options about their Medicare needs since 2009. He strives to build strong relationships with his clients, keeping them informed and offering detailed plans for them to consider through the process.
He realizes the importance of continuing the dialog in all aspects of the insurance process, such as Legacy planning, Retirement & Social Security planning along with Asset/Income protection. He makes sure to listen to what the client’s needs are now and in the future, and tries to satisfy those needs with a proper plan for them to evaluate.
Many clients are worried about the amount of guaranteed income they will have as they grow older, and how that may affect their way of life. Ralph understands these concerns, and is ready to serve them to the best of his ability and with the utmost honesty and integrity.
He always makes himself available to his clients so that when issues arise, they can get their questions answered and not have to worry. Knowing what his clients’ needs are, and addressing those specific problems, fulfills his desire and mantra of life to “Paying it forward.”
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