Futurity First Management Team

Our senior management team includes some of the most talented and experienced individuals in the life insurance industry. While our company is young, our management team is composed of a group of seasoned veterans with significant experience in life insurance sales and distribution.

Michael Kalen

Chief Executive Officer

Mike has 25 years experience in supporting and building businesses in the financial planning and insurance industry. Previously, Mike led several business lines for The Hartford Financial Services Group where he was Executive Vice President of Hartford’s individual life group and CEO of Hartford Life Europe. He led the life insurance business to four consecutive years of growth and a market leadership position in distributing insurance through financial advisors and banks. As CEO of Hartford Life Europe, the company posted significant growth in its retirement division and it was recognized as one of the 50 Best Places to Work in the UK.  Prior to joining The Hartford, Mike held various senior positions at Prudential Financial, as CFO for Prudential Preferred, head of the national insurance product network and estate planning, and agency manager. He is a CLU and ChFC and a board of trustee member of the American College.

 

Margaret Audet

Marketing

Margaret has 20+ years of life and health insurance marketing and sales support experience with both career and direct sales distribution systems. She most recently managed Bankers Life & Casualty Company’s Field Marketing department with responsibility for prospect development, product implementation, agent recruiting and sales technology. Prior to Bankers, Margaret managed marketing activities at Colonial Penn Life Insurance Company.

 

Curtis Carey

Sales, Western Region

Curtis has 18+ years experience in the insurance industry. Prior to joining Futurity First, Curtis was a regional director at Bankers Life and Casualty Company, where he oversaw a region of branch offices in the Northwest while managing a branch office that averaged 20% annual growth rate during his 10 full years at the helm. He also served as the Field Chairman of the Compliance Committee, and was the field representative on Conseco’s Compliance Committee.

 

Keith Raymond

Operations & Technology

Keith has 25+ years experience as a senior information technology professional with extensive experience in financial services industry. Prior to joining Futurity First, Keith held the position of Assistant Vice President of Distribution Systems and Field Technology at MassMutual in the US Insurance Group where he was accountable for technology strategies and solution development for the portfolio of applications and technology services supporting agents and field offices across North America. He also previously held the positions of Vice President and Chief Information Officer at Trumbull Services, as well as Manager of the National Product Development for Kaiser Permanente, the largest not-for-profit HMO in the country at that time.

 

Peter Lahaie

Chief Financial Officer

A resident of Hopkinton, MA, Lahaie has over 20 years of experience in supporting insurance and investment distribution organizations.  Most recently, he served as CFO for MassMutual’s broker/dealers and has held senior financial positions at Fidelity Investments and New England Securities. Lahaie also has a background in public accounting with Coopers and Lybrand (PwC) and has earned his advanced educational designations, the Chartered Financial Consultant (ChFC) and Certified Public Accountant (CPA).

 

Todd Carlisle

Outside General Counsel

Todd has 15+ years of experience in corporate law. He is a principal with Sirote & Permutt, PC, a law firm headquartered in Birmingham, AL. Todd’s practice includes representation of a number of insurance distribution and financial services firms. Todd was formerly a founder, General Counsel and Chief Operating Officer of Highland Capital Partners.